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Saturday, 6 February 2021

Acceptance and moving forward

 Thanks so much for all the kind comments, they mean a lot.  I sometimes think our life wouldn't be our life if we didn't have all these challenges and problems, although it does get a bit wearing at times.  We've rarely had a time when things haven't been stressful for one reason or another (sometimes several at once), so I can't really imagine what it would be like to have a peaceful, happy, stress free existence!  Oh well, you have to deal with the cards you're given.

The fact is, we need to keep a very tight rein on finances now, and make savings where we can.  One of the first things we're going to do is change our car - we currently have a big gas guzzling 4x4, it's a lovely comfortable car and we like it a lot, but it's expensive to run and has needed some costly repairs lately....as it's quite old it may well need more in the future.  Husband has been looking at likely replacements - it did take a while to get him in the mindset of actually looking solely for a smaller car - we've had several big 4x4s, he really likes them.  I've had to convince him that we don't actually need a huge car, there is only the 2 of us plus the dog.  She currently has a big travel cage in the back, but doesn't need to have it, she'd be fine with a dog bed and a harness.  She travels well, she's as good as gold in the car.  I have to say, looking at cars bores the pants off me, I've got no interest in them, but have had to get involved to make husband stick to downsizing.  We've narrowed it down to 2 or 3 makes/models, all of which would immediately save us around £300 plus p.a. on tax, not to mention fuel savings.  Although, to be fair, we're not spending a lot on fuel during lockdown as we hardly go out in the car.

I've had shopping delivered quite often during lockdown, I don't like it much as the substitutions aren't always what I'd choose, or things get left out altogether.  And sometimes the fruit and veg delivered isn't of good quality, the fresh meat too fatty, and sometimes short dates on fresh stuff like milk.  But one advantage of getting it delivered is I'm not tempted to go 'off plan' and throw other stuff in the trolley just because it caught my eye, so I don't spend so much.  I haven't done shopping every week for ages, whereas we always used to go weekly...I've found that we can actually manage to go 10 days or even a fortnight between shops.  So from now on I'm going to stick to fortnightly shops, alternating home delivery and actually going to the supermarket.  I reckon that will save us money, as will writing a list and sticking to it!

10 comments:

  1. Hi Sooze, I'm glad you're able to work your way through these problems. Sometimes, life does throw some shitty stuff at you, doesn't it? I always write a shopping list, memory not what it was is the main reason, and generally stick to it. There might be the odd (tiny) impulse buy, but we've got to have the occasional treat, right? xx

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  2. It is good to do a financial overhaul once in a while - it can be quite enlightening to realise where all your money goes. I usually revise our budget in January and this year it was noticeable that the car costs were so much lower than other years because of lockdown - though our food bill is much dearer. Hope you manage to work through this - although it can be a good challenge to be frugal it can become tiresome when you have to do it all the time to just keep afloat.

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  3. Our next car will be a lot smaller too. Two people do not need a seven seater car do they? Tony likes a big car but I am far more practical and would happily have a cheap but reliable little runabout. It's only ever been used for shopping and a very rare run out.. pre lockdown. Now it just sits on the drive unless Tony doesn't have a works van and need to use ours for work.

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  4. We had 4x4 cars when we pulled a caravan or trailer but now a small Fiesta saves me a fortune.
    Hope there are no more upsets to come so you can have a smooth path from now on

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  5. Great approach to getting your problem under control. The old saying look after the pennies and the pounds will look after themselves, is very true. What you've got planned so far is great, well done.

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  6. I'm very fond of my Peugeot 20-whatever it is and wouldn't change for anything. Road tax is a tenner pa and it's not bad on petrol either, although it's hard to tell right now. Also, we have a Peugeot service centre in town and they are really very good. I wouldn't want to change really.
    xx

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  7. Think changing the car is a good idea. We have a saloon car with dog cover and 2 harnesses. I hate looking for replacement cars too. Always good to look at finances, we had to as husband too early retirement just before the first lockdown and I've just done this year's plan, which has not gone to plan as we needed to order a new oven.
    Hope things are a bit more on an even keel for you for a while.

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  8. I'm so sorry Sooze you have been having a difficult time. You'll get through it and already you're starting to plan and make changes. Good luck with it all. xx

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  9. It's hard to cut back ,when there is nowhere to cut. Good luck.

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  10. Where is it you were wanting to move to? I will start looking for you. Really , I don't mind.

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