Everything is going up in price, we all know that - partly to do with the cost of oil/gas, partly Brexit, partly pandemic related I guess. To be honest, I don't know enough (well, nothing actually) about politics, finance or world affairs to make informed comments, it doesn't interest me and my view is that it matters not to the powers that be what I think anyway, they're not going to take any notice of the likes of little old me. But I think there comes a point where you have to stand up and say NO.
Husband's car fuel costs rise every time he puts fuel in, he's always exclaiming about the price whenever he fills up (at least the fuel crisis seems to have disappeared, well here at least) - the only thing we can do about that is not make so many journeys, save up journeys until we have several things to do at once. The fact of not going to the caravan for 4 months will save a bit of fuel.
The price of our food/household supermarket shop has, I estimate, risen by about a third on this time last year. And it always seems to be the cheaper version of products that are missing off the shelves, meaning we have to buy a more expensive product, or go without. Cutting back on meat is one way I'm trying to get our food bill down a bit, but the price of fish and even vegetables is also going up and up, so it's still difficult. We had thought of not growing any produce at all next year, as we'll be spending lots of time at the caravan and won't be home to do regular watering of the produce. We're now thinking, though, of investigating which veg crops can or will survive with little watering or looking after, as it seems sensible to grow food if we can. We might also grow a few things in pots at the caravan, things like cherry tomatoes and salad leaves. As an aside, I've noticed that because of the carbon dioxide shortage, bags of salad leaves, eg, don't last 5 minutes now once they're opened. So it would be better to grow our own.
Our electricity price has gone up about 3 times in the past year - not much we can do about that, as the finance guru Martin Lewis (I can't stand him personally but he does know what he's talking about) is telling everyone not to change suppliers. I did resist our supplier's latest attempt to get me to increase the direct debit or make a one-off payment though - we're in credit so why should I give them more money? So I said NO.
And the other day we received a letter from our oil supplier (we have no gas here in the village so oil it is for our central heating and water) saying they're planning on increasing our monthly direct debit by £40, more than double! Now, we had a new boiler and associated pipework installed a couple of years ago, and it's incredibly efficient and cheap to run - we only need a delivery of oil every 18 months to 2 years. We had the tank filled about a month ago and it's still showing as full up, the needle hasn't moved at all. This refill will last us probably until 2023. So, although we have a relatively small debit balance on the account right now, it'll be back in credit within 4 or 5 months - so by the time we need to order another refill, we'll be well and truly in credit. So we've rung them and told them we are not prepared to put the direct debit up by that amount, we feel it's utterly ridiculous even taking into account how much oil prices are rising. Once again we've said NO!
Everybody wants more money off us, be it supermarkets (and their suppliers/producers), garages, domestic utilities, insurance, everything. Well, our pensions (husband's state and my private) haven't gone up by £40 a month (the domestic oil increase, never mind all the others), they've only increased by a few pounds in husband's case, and just over £1 on my private pension. So where do all these companies think we're going to get the extra money from to pay all these increases?
I know everyone wants more money to survive, but sometimes you just have to put your foot down and say NO!